Table tennis club budget – OTTF http://ottf.org/ Fri, 23 Jul 2021 07:13:42 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://ottf.org/wp-content/uploads/2021/06/icon-2021-06-25T010803.862-150x150.png Table tennis club budget – OTTF http://ottf.org/ 32 32 Crime report | Robesonian https://ottf.org/crime-report-robesonian/ https://ottf.org/crime-report-robesonian/#respond Mon, 19 Jul 2021 15:22:00 +0000 https://ottf.org/crime-report-robesonian/ July 19, 2021 LUMBERTON – The name of a local family who have played a vital role in regional health care for decades rose on a tower on Monday. The UNC Health Southeastern Board of Trustees dedicated the healthcare system’s seven-story patient bed tower as the Rust Tower in an unveiling ceremony at the main […]]]>

LUMBERTON – The name of a local family who have played a vital role in regional health care for decades rose on a tower on Monday.

The UNC Health Southeastern Board of Trustees dedicated the healthcare system’s seven-story patient bed tower as the Rust Tower in an unveiling ceremony at the main entrance to the medical center. Board Chairman Wayland Lennon unveiled a sign with the new name in front of an audience of the Rust family, board members and healthcare system leaders in a ceremony broadcast live on Facebook.

“The Rust family have an extreme sense of volunteerism and commitment to Robeson County and our health care system,” said Lennon. “Their guidance and leadership has helped UNC Health Southeastern overcome triumphs and challenges, never straying from their true mission of providing the citizens of our service area with the best of health care. “

UNC Health Southeastern President / CEO Joann Anderson recalled former board member James “Randy” Rust and his influence during his early days as CEO in her remarks.

“Having worked with the Rust family for 14 years, I have appreciated their commitment to doing what is right for the greatest number,” said Anderson. “They have worked collectively to ensure that health care is always available in our region. The name of the tower is representative of their desire to make health care accessible to all.

To conclude the ceremony, Lisa and Kenneth Rust responded on behalf of the family.

“It is indeed a great privilege to be here today and with the greatest humility we thank you for this honor,” said Lisa Rust. “As much as you honor us today, as much we recognize that you could put a number of names on the outside of this building and it would still be a shell without the men and women inside the building who practice ubuntu ( I am, because we are) love every day. If our name is associated with this kind of love, then you have indeed done us a great honor, and I thank you for that.

Kenneth Rust reflected on the importance of his service and that of his father on the health system board.

“Over the past ten or twenty years, many rural hospitals have struggled, many are downsizing and even more closing their doors,” he said. “Yet in the face of this trend, this institution is thriving. Local access to quality health care, especially in any rural county, such as Robeson County, is a fragile privilege. This is one of the first truths generations of board members quickly learn when they begin their service. “

For the past 35 years, three members of the Rust family have served on the board of directors of the health care system or the Foundation.

James “Randy” Rust served on the health care board for 27 years, from 1986 to 2013. During his tenure, Rust served as chairman of the board in 1991-1992 and again in 1999-2003. He was awarded Director Emeritus status in 2014 to honor his commitment and dedication to the Southeast and the patients served throughout the Southeast region.

Randy Rust also served on the Foundation’s Board of Directors from 1990 to 1998. During his tenure on the Health System Board, he saw significant growth in outpatient clinics, rehabilitation centers, and drop-in centers. in shape, emergency and oncology departments, and the addition of the La tour patient bed. He also supported and helped with the Take it to the Top! Capital Campaign, which has raised more than $ 4.6 million for projects to improve emergency care and cancer treatment and to provide private rooms to virtually all hospital patients. Rust has demonstrated unwavering support and faith in the open heart surgery center offered in cooperation with Duke Health despite many setbacks during the five-year approval process, during which he visited many cities. of North Carolina to speak on behalf of the citizens of the community he represented.

Randy Rust and his wife, Mary Anne, served on several Foundation Gala committees. He was recognized statewide for his healthcare leadership and advocacy efforts by receiving the North Carolina Hospital Association Trustee Service Award for 2002 and his election to the NCHA Board of Directors in 2003 for a three-year term.

Kenneth Rust has served on the board of directors of UNC Health Southeastern since 2015, most notably as president for the period 2017-2020. During his tenure as President, he led numerous projects, including the Partnership Exploration Initiative, which began in August 2018 and ended with the announcement on December 3, 2020 that the Board administration had signed a management services agreement with UNC Health. He served during the early days and uncertain days of the COVID-19 pandemic until a vaccine became available in December 2020. Other projects he led include the transition of the NICU from the medical center towards classification as a Level II unit, upgrading the medical system from the centre’s operating rooms to a state-of-the-art operating theater, Hurricane Florence and all the devastation that followed, and the first promotion of resident physicians from Campbell University School of Osteopathic Medicine.

Lisa Rust began her term on the Foundation’s Board of Directors in 2000, as President for the period 2009-2011. During her tenure as President, she oversaw numerous fundraising efforts for UNC Health Southeastern affiliates including Southeastern Hospice and Southeastern Hospice House; Gibson Cancer Center, WoodHaven Nursing, Alzheimer’s and Rehabilitation Center; short-term rehabilitation of WoodHaven; Emergency services; Behavioral health; and the University Endowment Fund. Her support and expertise were instrumental in the success of the Southeast Heart Center’s campaign, which raised $ 1.6 million, where she served as co-vice-president.

Lisa and Kenneth have served on a number of Foundation Gala Committees and served as Co-Chairs in 2002. Lisa Rust continues to serve on the Board of Trustees to raise awareness and fundraise for the UNC Health Southeastern Foundation.

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Nominations for November election end with 39 names on the books https://ottf.org/nominations-for-november-election-end-with-39-names-on-the-books/ https://ottf.org/nominations-for-november-election-end-with-39-names-on-the-books/#respond Fri, 16 Jul 2021 22:40:49 +0000 https://ottf.org/nominations-for-november-election-end-with-39-names-on-the-books/ LUMBERTON – Three people ended the nomination period on Friday, taking their places among the 39 candidates campaigning in the November 2 municipal election. FAIRMONT Monte McCallum filed for mayor on Friday. McCallum is running against former mayor and outgoing commissioner Charles Kemp. McCallum, a member of the town council of commissioners, did not provide […]]]>

LUMBERTON – Three people ended the nomination period on Friday, taking their places among the 39 candidates campaigning in the November 2 municipal election.

FAIRMONT

Monte McCallum filed for mayor on Friday. McCallum is running against former mayor and outgoing commissioner Charles Kemp. McCallum, a member of the town council of commissioners, did not provide biographical information to The Robesonian.

Incumbent Terry Evans has sought re-election to the Fairmont Board of Trustees. The council seats held by Evans, Felecia McLean and McCallum are up for grabs in November.

Evans is a Fairmont High School graduate and a United States Army veteran. He is employed as a supervisor at Smithfield Foods in Tar Heel. He is a former member of the Robeson County Planning Council and served as constituency chairman of the Democratic Party for four years.

“I have a fundamental value. Run this city like a business. And what I do for one, I do for all, ”he said in a written statement.

“I will fight your fight. You always fought for me, let’s do it again. God bless you, ”he wrote.

On Thursday, Melvin Ellison joined the race, making his third attempt to win a seat on the city’s council of commissioners. He joins Clarence McNeill, who also filed Thursday.

Ellison, 65, worked for Robeson County Public Schools for seven years and is the manager of the Alcoholic Beverage Control store in Fairmont. He served on the Alcoholic Beverage Planning and Control Board of Fairmont for five years. He is married to Jacqueline Ellison and together they had five children. He attended First Baptist Church in Fairmont.

Ellison said he wanted to create jobs, businesses and more recreational facilities in the city and housing for the elderly. He would also like to see more youth programs and activities and better policing.

“I love Fairmont,” Ellison said. “I just want to be a voice for the people of Fairmont. “

McNeill has not submitted any biographical information to The Robesonian.

McNeill and Ellison were the first two people to run for the Council of Commissioners.

RED SPRINGS

The race for the Red Springs Council of Commissioners has nine candidates vying for three seats up for grabs in November. The seats are held by Neal Lea’Kes, Elma Patterson and Murray McKeithan, all of whom have sought re-election to the board of directors.

Sandra Wilson tabled Friday for a seat at the Council table.

She has lived in the town for 25 to 30 years, according to information provided to The Robesonian. In 2014, she received the Honor Volunteer award. She also received the Citizen of the Year award in 1996. Wilson was recognized in 1990 by the National Association of Social Workers as Social Worker of the Year.

Wilson graduated from Pembroke State University in 1985 with a degree in sociology. She has worked in the mental health field for approximately 35 years.

She owns WB Healthcare in Red Springs and, if elected, hopes to prevent crime and mental illness by delivering programs that engage the city’s youth and other residents. Wilson would like to see a boys and girls club in town to provide activities for young people and “help them grow as a person”.

“I would like to be a commissioner because there is a need for the growth of the city through the development of policies,” she said in a statement.

Wilson said she would keep lawmakers informed of the needs of residents. She also said that if crime can be prevented through implemented programs, state and taxpayer money typically spent on prisons and incarceration can be saved.

“As a commissioner, I want to make sure that people’s concerns are taken into account,” she said.

On Thursday, Lorie Hammonds and Largirtha Graham joined the crowded contest to win a seat on the Red Springs Commissioners Council.

Hammonds is a resident of Red Springs, according to information submitted to The Robesonian. She is married to Timothy (Timbo) Hammonds and mother to Timothy, a 10th grade student at Red Springs High School and Leeyah, a seventh grade student at Red Springs Middle School. She is active with their schools. She worked in the Robeson County Social Services Department for a decade and now works at Positive Progress in Red Springs.

Hammonds operates as a platform for community growth, business recruiting, and research grants to fund city improvement projects. Her “deep love and passion for the love of Red Springs” led to the recent restoration of a historic home, along with her family. Hammonds would like to see dilapidated homes removed and beautification projects to replace them, and Main Street to be filled with new businesses.

She graduated from Red Springs High School and the University of North Carolina at Pembroke, with a degree in social work. She attends worship and worship ministries in Red Springs.

Graham did not submit biographical information to The Robesonian.

Incumbents McKeithan and Lea’Kes filed their case on Wednesday. Retired Red Springs Police Chief Ronnie Patterson also filed for the board on Wednesday.

McKeithan is running for his fourth term on the board.

McKeithan retired in 2007 after 37.5 years of work at the Goodyear tire and rubber plant in Fayetteville, according to information the candidate submitted to The Robesonian. In 2004, he retired as a sergeant in the North Carolina National Guard after 28 years of service. He was also a military police officer from 1972 to 1974.

If re-elected, his goals are to continue improving the city’s infrastructure, such as its streets, McKeithan said. He also hopes to clean up areas with dilapidated and abandoned houses in the city. McKeithan will also strive to provide the Parks and Recreation Department with a facility in which to implement programs and educational opportunities for city residents and youth.

“I will continue to strive to do the job that citizens have entrusted to me,” McKeithan said. “I will continue to fight for them. “

Lea’Kes is running for her second term on the Board of Directors.

Lea’Kes is a retired program director with the North Carolina Department of Public Safety and a retired U.S. Army veteran, according to information provided by the candidate to The Robesonian.

“It has been my honor to serve the citizens of Red Springs for the past four years,” he said in a statement. “If I am re-elected my goal is to continue to move the city of Red Springs forward, addressing issues such as improving the appearance of communities, improved data systems to engage youth and more opportunities. employment for citizens.

Brian Freeman filed Wednesday for a seat on the Red Springs Council of Commissioners.

Freeman is a fourth-generation Red Springs native, according to information submitted to The Robesonian. He is a seasoned educator, having been a teacher in Robeson County, educational coach and now Deputy Principal in Cumberland County. He was also recognized as teacher of the year.

Freeman holds a BA and MA from the University of North Carolina at Pembroke, where he received the Outstanding Alumnus Award in 2016.

He served a four-year term on the Red Springs Board of Trustees and a four-year term on the Robeson County Public Schools Education Board, where he also served as vice-chair for one year. He has served in state and national organizations, such as the North Carolina Association of Educators and the National Association of Educators.

Freeman comes forward to “promote business recruitment, progressive leadership, advocate for more grants to enhance downtown revitalization and provide activities for young and old.”

He said he “believes in a city employee retention program and encourages everyone to be proud of Red Springs and make it a great place to live and work.”

Patterson has not submitted any biographical information or statements to The Robesonian.

He retired from the Red Springs Police Department in June 2020 after 30 years of service. Patterson assumed the role of Police Chief in 2010 and first joined the department in April 1990.

Leon St. Charles Grant filed Wednesday for a seat on the Red Springs board of directors.

Incumbent Elma Patterson served her second term on the Red Springs Council of Commissioners on July 2.

As of Friday, the Red Springs mayoral race has been a three-way contest. Nivea Mack filed Thursday, joining outgoing Mayor Ed Henderson and Commissioner Duron Burney in the race for office.

Mack, 37, is the daughter of Victoria Mack and granddaughter of the late LC and Christine Mack, and Vashti Sinclair.

In a statement submitted to the Robesonian, she wrote: “Fellow citizens, I pray that you are all healthy as you read your newspaper. I ask all eligible voters in Red Springs, North Carolina to vote on November 2, 2021. To vote for development, advancement, community well-being, peace, security, and a better future. As we look around, there is one thing that remains constant and that is change. We must work together to effect change. Change takes effort and I ask you on November 2, 2021 to align with me as mayor to make this difference. Nivea Mack is my name, thank you.

PEMBROKE

Incumbents Theresa Locklear and Channing Jones are seeking re-election to Pembroke City Council. They did not submit information to The Robesonian.

WOODEN BRIDGE

Outgoing mayor William Davis and outgoing council member Lena Canady filed for re-election to Lumber Bridge city council on Thursday. Neither candidate submitted biographical information to The Robesonian.

ROWLAND

Incumbent Paul Hunt Jr. is seeking re-election to Rowland’s board of commissioners. He has not submitted any biographical information or statement to The Robesonian.

Wilton Keith Shooter Sr. and Jim Patrick Kelly are also in the running for a seat on the board.

Three seats, including that of mayor held by Michelle Shooter, are in the running. Hunt occupies one of the commissioner’s seats. The other has been vacant for nine months due to the death of Commissioner Marvin Shooter, who held the seat for almost 50 years.

Municipal elections in St. Pauls and Lumberton have been delayed until 2022 due to state legislation and a lull in receipt of federal census information needed to redraw ridings ahead of the 2021 election.

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Ysleta Independent School District takes care of its students https://ottf.org/ysleta-independent-school-district-takes-care-of-its-students/ https://ottf.org/ysleta-independent-school-district-takes-care-of-its-students/#respond Thu, 15 Jul 2021 17:15:54 +0000 https://ottf.org/ysleta-independent-school-district-takes-care-of-its-students/ The Ysleta Independent School District has certainly delivered some calming news when the students return to school. It is unfortunate that there are families struggling in the border region. Normally, when families are struggling financially, budgets are tight for school supplies and sometimes food. That is why Ysleta Independent School District wants to help all […]]]>

The Ysleta Independent School District has certainly delivered some calming news when the students return to school. It is unfortunate that there are families struggling in the border region. Normally, when families are struggling financially, budgets are tight for school supplies and sometimes food.

That is why Ysleta Independent School District wants to help all of his students this year. The District knows that students need their nutrients to be successful academically. As a parent myself, I was totally stunned but overall happy to hear about the district’s plan for the school year.

If you already know that, you have to admit that The District knows how to take care of its students. The Ysleta Independent School District has really gone above and beyond to ensure that students get what they need and are fed nutrients. That’s why the district decided to provide EVERY student with the essentials that every student would need for a school year.

Ysleta Independent School District announced that it will provide FREE school supplies to ALL students. Students will receive their school supply kit on the first day of class. Then on Wednesday, the Ysleta Independent School District shared something even bigger.

The big announcement relieved and maybe even brought some tears to the struggling parents. The district has indicated that each student will have FREE meals (breakfast and lunch) ALL year round. One thing is certain, the Ysleta Independent School District went above and beyond the expectations of the students.

KEEP READING: 50 Activities to Keep Kids Busy This Summer

WATCH: Here are 25 ways to start saving money today

These tips for saving money, whether it’s finding discounts or just changing your day-to-day habits, can come in handy whether you have a specific savings goal or want to save money. money set aside for retirement or just want to withdraw a few cents. It’s never too late to be more financially savvy. Read on to find out more about how you can start saving right now. [From: 25 ways you could be saving money today]
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Biden signs bill to tackle predatory lending https://ottf.org/biden-signs-bill-to-tackle-predatory-lending/ https://ottf.org/biden-signs-bill-to-tackle-predatory-lending/#respond Thu, 15 Jul 2021 10:09:05 +0000 https://ottf.org/biden-signs-bill-to-tackle-predatory-lending/ In recent years, consumer credit protections have withered due to a series of harsh attacks that have either dismissed or dramatically reduced financial safeguards in the market. But yet another victory for consumers, spurred on by a wave of support from ordinary citizens, academics and bicameral lawmakers, signals an important step towards fair financial rules. […]]]>

In recent years, consumer credit protections have withered due to a series of harsh attacks that have either dismissed or dramatically reduced financial safeguards in the market. But yet another victory for consumers, spurred on by a wave of support from ordinary citizens, academics and bicameral lawmakers, signals an important step towards fair financial rules.

The June 30 signing of President Joe Biden ended a misguided rule that favored predatory lending over American consumers.

“These are ‘rent-a-bank’ programs,” Biden said at the June 30 signing ceremony. “And they allow lenders to prey on veterans, seniors and other unsuspecting borrowers, trapping them in a cycle of debt. And the last administration let it happen, but we won’t.

Days earlier, on June 24, a bipartisan 218-208 vote in the United States House of Representatives sent a key change to financial rules to the president’s desk. A few weeks earlier, the Senate had passed the same bill with a bipartisan vote. Using the authority of the Congressional Review Act, the votes sought to eliminate a recently passed bylaw. In this case, the goal was to reject the Office of the Comptroller of the Currency’s (OCC) “real lender” rule issued at the end of the Trump administration.

As the seat of government of the nation, Capitol Hill is a place where a range of interests vie for both attention and influence. Public interest organizations with limited budgets but principled can often find themselves disadvantaged by entrenched interests.

That’s why it’s important to recognize and celebrate overcoming obstacles to forge changes that translate into real benefits for ordinary people and small businesses. Especially for black America and other communities of color, strong steps towards ending the billion dollar financial abuse deserve particular attention. Historically, we have already paid the price for predatory greed.

“Eliminating this damaging OCC rule will prevent more people from being exposed to high interest loans that plunge borrowers into debt and despair,” said Graciela Aponte-Diaz, director of federal campaigns at the Center for Responsible Lending (CRL). “Removing the rule will curb the spread of predatory loans that target blacks, Latinxes and low-income people – many of whom are struggling with the economic downturn. This action will allow states to protect their residents by enforcing their national interest rate laws. ”

As noted earlier in this column, the OCC’s “real lender” rule has given the green light to predatory lenders. By effectively overturning a series of state laws enacted in nearly every state to prevent abusive payday loans, car titles, and installment loans with explosive interest rates of over 100%, the rule came into being. effective end of December 2020. lenders paid fees to banks for using their name and charter to evade state interest rate laws by claiming the bank’s exemption from these laws for itself.

Consumer advocates have called the rule change the “bogus lender” rule because the real lender is the predatory non-bank lender – not a bank.

Reactions to the success of the consumer challenge quickly followed. One of the first public comments came in the form of a joint statement from two key US senators.

“Repealing Trump’s ‘Rent-a-Bank’ rule will help prevent predatory lenders from scamming consumers and charging deceptive loan rates,” noted Senator Chris Van Hollen of Maryland, Member of the US Senate Committee on Banking., Housing and Urban Affairs and resolution co-sponsor.

“The OCC, when it allowed banks to evade state interest rate caps, betrayed working families and attacked states’ ability to protect their citizens from predatory loans,” added Senator Sherrod Brown of Ohio, chairman of the committee. “Congress has shown the people we serve that we are on their side. ”

For California MP Maxine Waters, chair of the House Financial Services Committee, the resolution rids the nation of financial garbage.

The Trump-era ‘True Lender’ rule is a backdoor for non-banks to charge triple-digit interest rates on loans at the expense of consumers in states where voters have passed laws on loans. the cap on interest rates, ”Waters said. “No wonder some call it the ‘bogus lender’ rule. “

The extent of the financial harm resulting from this ill-advised rule has been documented by the National Consumer Law Center (NCLC), a member of a diverse coalition that has advocated repeal.

According to the NCLC, predatory small business lenders are using the bogus lender rule to defend an annual percentage rate (APR) of 268% on loans totaling $ 67,000 to a black restaurant owner in New York City, where the rate d Criminal usury is 25%, and secured by property in New Jersey, where the legal limit is 30%. The lender claimed that a Nevada-based bank’s nominal stake justified its astronomical rate. Nevada has no interest limit on loans.

In another example, OppLoans (also known as OppFi), an online lender, offers 160% APR loans in 26 states that ban triple-digit rate lending. This lender also cited the OCC’s bogus lender rule to defend its loan to a disabled veteran in California, where the usury rate on the loan is 24%. OppLoans is also evading state rate cap laws backed by a large majority of voters in Arizona, Montana, Nebraska and South Dakota. Even in states where legislatures have passed rate caps, the bogus lender rule would have essentially nullified those rate cap protections.

For consumer advocates and their partners in the civil rights, faith and veterans communities, revoking the bogus lender rule is a step toward a national loan rate cap of no more than 36%.

Years ago, the bipartisan enactment of the Military Loans Act granted double-digit rate cap protections to men and women in uniform. It is time for all of America to have the same financial protection.

Charlene Crowell is a senior member of the Center for Responsible Lending.

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Royal Caribbean: all you need to know … https://ottf.org/royal-caribbean-all-you-need-to-know/ https://ottf.org/royal-caribbean-all-you-need-to-know/#respond Sun, 11 Jul 2021 11:14:00 +0000 https://ottf.org/royal-caribbean-all-you-need-to-know/ Credit: Royal Caribbean Sponsored by ROL Cruise Royal Caribbean is an extremely popular cruise line and has become known for leading the way with breathtaking ships and unforgettable cruises. Royal Caribbean has 26 ships, all packed with the most high-tech entertainment at sea. Whether you are looking for a romantic getaway or an adventurous family […]]]>

Credit: Royal Caribbean

Sponsored by ROL Cruise

Royal Caribbean is an extremely popular cruise line and has become known for leading the way with breathtaking ships and unforgettable cruises.

Royal Caribbean has 26 ships, all packed with the most high-tech entertainment at sea.

Whether you are looking for a romantic getaway or an adventurous family trip, the cruise line has something up its sleeve for you.

Food and drink options are plentiful, onboard activities range from surfing to skydiving, and all kinds of incredible entertainment wow audiences.

Here, we explore the history of Royal Caribbean and take a look at the highlight of the line’s most popular ships, including the Anthem of the Seas.

A brief history of Royal Caribbean

1968 – Royal Caribbean International (originally Royal Caribbean Cruise Lines) is founded by three Norwegian shipowners

1970 – Launch of the first Song of Norway cruise ship

1976 – After adding two more ships to its fleet, Royal Caribbean lengthens the Song of Norway by 85 feet

1982 – Song of America launched – the third largest passenger ship at sea with a capacity of just over 1,500 people

1988 – Sovereign of the Seas – the first mega-ship of the modern cruise era – is launched. At 70,000 tonnes, it is almost double the size of Song of America.

The same year, Royal Caribbean bought Little Stirrup Cay, an island in the Bahamas, transforming it into a private “CocoCay” destination.

1993 – Royal Caribbean goes public on the New York Stock Exchange

1995 – Launch of Legend of the Seas – the most luxurious ship ever built by Royal Caribbean

1999 – Voyager of the Seas launched – the first ship that looks more like a seaside resort than a ship and eclipses all other mega-ships

2004 to 2007 – Royal Caribbean spends millions to refurbish older ships

2009 – Launch of the Oasis of the Seas – the largest cruise ship the world has ever seen – weighing 225,282 tonnes and capable of carrying 5,400 passengers

2015 – Launch of the Anthem of the Seas

2020 – Launch of the Odyssey of the Seas

2022 – The launch of the first Project Icon ship is planned

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Royal Caribbean has transformed an island in the Bahamas into a private “CocoCay” destination. Credit: Royal Caribbean

Royal Caribbean Fleet

There are currently 26 cruise ships in Royal Caribbean’s fleet:

Sea adventure

Allure of the Seas

Hymn of the seas

The shine of the seas

Enchantment of the seas

Sea explorer

Freedom of the seas

Size of the seas

Harmony of the seas

Independence of the seas

Jewel of the seas

Freedom of the seas

Sea sailor

Sea navigator

Oasis of the seas

Odyssey of the seas

Ovation of the seas

Quantum of the Seas

Shard of the seas

Rhapsody of the Seas

Serenade of the Seas

Sea specter

Symphony of the Seas

Vision of the seas

Sea traveler

Wonder of the seas

Climbing wall

A towering climbing wall is just one activity to keep you busy on some Royal Caribbean cruises. Credit: Royal Caribbean

The most notable ships include Allure of the Seas, Anthem of the Seas, Grandeur of the Seas, Symphony of the Seas, and Wonder of the Seas – that’s what you need to know about ships.

Allure of the Seas

The Allure of the Seas was the world’s largest cruise ship for six years (before sister ship Harmony of the Seas took the title). She sails to the Eastern Caribbean, Western Caribbean and Western Mediterranean through ports of call such as Valencia, Barbados and Naples.

Guests can choose from four cabin categories: Interior, Ocean View, Balcony, and Virtual Balcony. Expect the best Wi-Fi at sea, friendly staff, and 24-hour room service.

When it comes to onboard activities, there are plenty of shopping opportunities as well as action-packed activities including ziplining and mini-golf, while the award-winning Adventure Ocean Youth program will keep the kids happy.

Entertainment includes Broadway shows as well as countless partying and karaoke opportunities.

Restaurants not to be missed are Coastal Kitchen, a Mediterranean fusion restaurant with an a la carte menu, and Samba Grill, a Brazilian steakhouse.

Guests can stay in shape with the plethora of sports classes available, from hip hop sessions to archery lessons.

Climb on board: Six nights in the Western Caribbean from £ 1,494 per person

Hymn of the seas

Anthem of the Seas is the second ship in Royal Caribbean’s revolutionary Quantum Class and the eighth largest cruise ship in the world. She sails to a multitude of beautiful destinations.

The offshore hotel offers unparalleled family suites, a variety of cabins, 28 studio cabins – including 12 with balconies (perfect for solo travelers), and seven suite categories.

The activities are second to none. The SeaPlex is a one-stop-shop for fun activities, featuring the very first bumper cars at sea, a circus school, and sizable sports fields. Other experiences are North Star, a glass capsule that offers breathtaking 360 degree panoramic views and the exhilarating skydiving simulator.

There are also two outdoor pools, four whirlpool tubs, a tranquil adults-only solarium, and even a poolside movie screen.

On the entertainment side, catch the record breaking West End musical We Will Rock You at the beautiful Royal Court Theater, dance the night away at Music Hall, hit the casino, or check out Puzzle Break if you’re looking for a mental challenge. .

A state-of-the-art spa and gym are also on board.

There are 18 restaurants onboard the Anthem of the Seas. The Grande is perfect for formal evenings, Sorrento’s adds a Caribbean twist to New York-style pizza while Izumi serves sushi to order, to name a few restaurants.

Climb on board: 14 nights 2022 No-Fly Mediterranean Cities from £ 2,363 per person

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Royal Caribbean: Watch West End record breaking musical We Will Rock You on Anthem of the Seas. Credit: Royal Caribbean

Size of the seas

Grandeur of the Seas was originally launched in 1995 and underwent a $ 48 million renovation in 2012, providing the perfect blend of modern luxury and classic tradition. She sails in the Mediterranean and the Caribbean.

There are four different cabin categories on board, each enjoying the luxury of 24-hour room service. All suites include a balcony, as well as unlimited use of the concierge and access to the Concierge Club serving canapes and complimentary cocktails before dinner.

Grandeur of the Seas guests can keep busy by visiting the art and photo gallery, soaking up the sun by one of the two pools or six hot tubs, watching the video game room or while reading a book from the library. Without forgetting to have a drink in the many bars and lounges.

Passengers will not miss out on entertainment either. Enjoy professional-quality production at the Palladium Theater where you can take a seat with impressive performances ranging from renditions of “Hairspray” to gravity-defying aerial acrobatics; visit the smaller South Pacific Lounge for adult-only cabaret acts and night comedies; increase your strength on the climbing wall; or try your luck at the casino.

For relaxation, the Vitality Spa is a sanctuary of rest where you can work out in the well-equipped fitness center.

The dining options are numerous: the Great Gatsby Dining Room is the ideal place for an elegant and refined meal; The Windjammer Café is a buffet serving hot and cold delicacies; Chops Grille is a traditional steakhouse and there is a popular Ben and Jerry’s ice cream stand.

Climb on board: Five nights in the Western Caribbean from £ 558 per person

Symphony of the Seas

Symphony of the Seas is the largest cruise ship in the world and sails the Caribbean.

There are a plethora of different cabins to suit all budgets and requirements, whether you’re looking to save money with a loved one or splurge with the whole family. The best cabin of all is the Star Loft Suite – it’s a contemporary split-level loft with crisp space and views.

The activities on Symphony of the Seas are thrilling to say the least – the ship is packed with deck-defying attractions, including the Ten-Story Courage Test, Ultimate Abyss, and the FlowRider twin surf simulators, as well as revolutionary new firsts, such as glow-in-the-dark laser beacon.

Why not head to the spa and fitness center or shop during the day, then settle in for the night at the Bionic Bar, with two robotic bartenders, enjoy a hairspray show or feel the chills during the day. ice skating show?

When it comes to dining, this oceanfront hotel is full of delicious new ways to tempt your taste buds, like the game-changing Playmakers Sports Bar & Arcade. Alternatively, head to Hooked Seafood to sample just shucked oysters and other coastal classics or treat yourself to your favorite treats at Sugar Beach. There’s also a Jamie’s Italian and Starbucks on board, along with other favorites from Royal Caribbean, Chops Grille, Windjammer and more.

Climb on board: Seven Night Eastern Caribbean and Perfect Day from £ 755 per person

Symphony of the Seas min

Symphony of the Seas is the largest cruise ship in the world and sails the Caribbean. Credit: Royal Caribbean

Wonder of the seas

Wonder of the Seas is the latest ship to join the Royal Caribbean International fleet and is sailing to Japan. Hike the foothills of Mount Fuji on an extended visit to Shimizu or explore the traditional side of Tokyo in historic Asakusa on a Wonder of the Seas cruise.

Cabins range from comfortable interior connecting rooms to spacious suites. One of the best is the Ultimate Family Suite where you get your own slide, air hockey table, and ping pong table on your balcony.

Of course, even if you don’t pack this cabin, you don’t miss out on thrills on board. China’s first Oasis-class ship proudly houses the highest water slide at sea, Ultimate Abyss.

On board is also open-air Central Park, lined with upscale shops and elevated restaurants where you can enjoy retail therapy. Meanwhile, The Boardwalk is home to a newly redesigned AquaTheater, an iconic hand-carved merry-go-round, stunning sea views, and plenty of tasty bites, including gourmet hot dogs.

If you’re staying in a suite, you can head to the all-new Suite District where guests can enjoy the most exclusive experiences and amenities in a one-of-a-kind elevated retreat. Be sure to savor a five-star dinner at the Suite-only Coastal Kitchen, where dishes from around the world are prepared with the freshest, highest quality ingredients.

Climb on board: Five nights in Okinawa and Ishigaki from £ 789 per person

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President Biden signs bipartisan bill to curb predatory lending https://ottf.org/president-biden-signs-bipartisan-bill-to-curb-predatory-lending-2/ https://ottf.org/president-biden-signs-bipartisan-bill-to-curb-predatory-lending-2/#respond Fri, 09 Jul 2021 14:15:58 +0000 https://ottf.org/president-biden-signs-bipartisan-bill-to-curb-predatory-lending-2/ By Charlène Crowell (Trice Edney Wire) – In recent years, consumer credit protections have withered due to a series of harsh attacks that have rejected outright or significantly reduced financial safeguards in the market. But yet another victory for consumers, spurred on by a wave of support from ordinary citizens, academics and bicameral lawmakers, signals […]]]>

By Charlène Crowell

(Trice Edney Wire) – In recent years, consumer credit protections have withered due to a series of harsh attacks that have rejected outright or significantly reduced financial safeguards in the market. But yet another victory for consumers, spurred on by a wave of support from ordinary citizens, academics and bicameral lawmakers, signals an important step towards fair financial rules.

The June 30 signing of President Joe Biden ended a misguided rule that favored predatory lending over American consumers. Predatory loans, such as payday loans, have a disparate impact on African Americans and other people of color.

“These are ‘rent-a-bank’ programs,” President Biden said at the June 30 signing ceremony. “And they allow lenders to prey on veterans, seniors, and other unsuspecting borrowers by tapping into the – trapping them in a cycle of debt. And the last administration let it happen, but we won’t.

Days earlier, on June 24, a bipartisan 218-208 vote in the United States House of Representatives sent a key change to financial rules to the president’s desk. A few weeks earlier, the Senate had passed the same bill with a bipartisan vote. Using the authority of the Congressional Review Act, the votes sought to eliminate a recently passed bylaw. In this case, the goal was to reject the Office of the Comptroller of the Currency’s (OCC) “bogus lender” rule issued at the end of the Trump administration.

As the seat of government of the nation, Capitol Hill is a place where a range of interests vie for both attention and influence. Public interest organizations with limited budgets but principled can often find themselves disadvantaged by deep-seated interests.

That’s why it’s important to recognize and celebrate overcoming obstacles to forge changes that translate into real benefits for ordinary people and small businesses. Especially for black America and other communities of color, strong steps towards ending the billion dollar financial abuse deserve particular attention. Historically, we have already paid the price for predatory greed.

“Eliminating this damaging OCC rule will prevent more people from being exposed to high interest loans that plunge borrowers into debt and despair,” said Graciela Aponte-Diaz, director of federal campaigns at the Center for Responsible Lending (CRL). “Removing the rule will curb the spread of predatory loans that target blacks, Latinxes and low-income people – many of whom are struggling with the economic downturn. This action will allow states to protect their residents by enforcing their national interest rate laws. “

As noted earlier in this column, the OCC’s “real lender” rule has given the green light to predatory lenders. By effectively overturning a series of state laws in nearly every state enacted to prevent abusive payday loans, car titles, and installment loans with explosive interest rates of over 100% came into effect late December 2020. High cost payday and installment lenders have paid fees. to banks for using their name and charter to evade state interest rate laws by claiming the bank’s exemption from those laws for itself.

Consumer advocates have called the rule change a “bogus lender” because the real lender is the predatory non-bank lender – not a bank.

Reactions to the success of the consumer challenge quickly followed. One of the first public comments came in the form of a joint statement from two key US senators.

“Repealing Trump’s ‘Rent-a-Bank’ rule will help prevent predatory lenders from scamming consumers and charging deceptive loan rates,” noted Senator Chris Van Hollen of Maryland, Member of the US Senate Committee on Banking., Housing and Urban Affairs and resolution co-sponsor.

“The OCC, when it allowed banks to evade state interest rate caps, betrayed working families and attacked states’ ability to protect their citizens from predatory loans,” added Senator Sherrod Brown of Ohio, chairman of the committee. “Congress has shown the people we serve that we are on their side. “

For California MP Maxine Waters, chair of the House Financial Services Committee, the resolution rids the nation of financial garbage.

“The Trump-era” True Lender “rule is a backdoor for non-banks to charge triple-digit interest rates on loans at the expense of consumers in states where voters have passed laws. interest rate caps, ”Waters said. “No wonder some call it the ‘bogus lender’ rule. “

The extent of the financial harm resulting from this ill-advised rule has been documented by the National Consumer Law Center (NCLC), a member of a diverse coalition that has advocated repeal.

According to the NCLC, predatory small business lenders are using the bogus lender rule to defend an annual percentage rate (APR) of 268% on loans totaling $ 67,000 to a black restaurant owner in New York City, where the rate d Criminal usury is 25%, and secured by property in New Jersey, where the legal limit is 30%. The lender claimed that a Nevada-based bank’s nominal stake justified its astronomical rate. Nevada has no interest limit on loans.

In another example, OppLoans (also known as OppFi), an online lender offers 160% APR loans in 26 states that prohibit triple-digit loans. This lender also cited the OCC’s bogus lender rule to defend its loan to a disabled veteran in California, where the usury rate on the loan is 24%. OppLoans is also evading state rate cap laws backed by a large majority of voters in Arizona, Montana, Nebraska and South Dakota. Even in states where legislatures have passed rate caps, the bogus lender rule would have essentially nullified those rate cap protections.

For consumer advocates, as well as their partners in the civil rights, faith and veterans communities, the revocation of the bogus lender rule is a step towards a national loan rate cap of no more than 36%.

Years ago, the bipartisan enactment of the Military Loans Act granted double-digit rate cap protections to men and women in uniform. It is time for all of America to have the same financial protection.


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Laguna Woods GRF Board of Directors meets for face-to-face meeting – Orange County Register https://ottf.org/laguna-woods-grf-board-of-directors-meets-for-face-to-face-meeting-orange-county-register/ https://ottf.org/laguna-woods-grf-board-of-directors-meets-for-face-to-face-meeting-orange-county-register/#respond Fri, 09 Jul 2021 02:01:13 +0000 https://ottf.org/laguna-woods-grf-board-of-directors-meets-for-face-to-face-meeting-orange-county-register/ All of the members of the Golden Rain Foundation board of directors met face to face for the first time since the state’s easing of restrictions related to the coronavirus pandemic, in a regular meeting on Tuesday, July 6. . “I am happy to see that our village is open again,” said Chairman of the […]]]>

All of the members of the Golden Rain Foundation board of directors met face to face for the first time since the state’s easing of restrictions related to the coronavirus pandemic, in a regular meeting on Tuesday, July 6. .

“I am happy to see that our village is open again,” said Chairman of the Board, Bunny Carpenter. “I’ve seen a lot of happy faces lately.”

Clubhouses 1, 2, 4 and 5 have fully reopened. Village Management Services CEO Jeff Parker said management is actively recruiting more staff within the recreation department to expand the services and activities available to residents.

Starting Tuesday, Parker said, residents could start booking reservations for individual parties for the next six months – the deadline is Dec.31 – through the recreation department.

Guests under the age of 15 are still prohibited from using any of the pools at this time. Parker has assured that this ban will be lifted once shipping issues over a boiler en route to Pool 1 are resolved, likely in the next few days.

At the county level, COVID-19 numbers remain stagnant.

The OC Health Care Agency reported an adjusted daily case rate of 1.5 per 100,000 population.

The positivity of the tests – the number of swabs and sputum tests that come back with traces of the coronavirus – measured 1.2%, and the health equity metric – the positivity of tests of disproportionately affected neighborhoods – measured 1.4%.

“COVID-19 has not gone away,” Parker said. “People should always take precautions.”

Three more COVID-19 related deaths in the town of Laguna Woods have been reported since mid-July.

Member-guest golf tournament

GRF failed to resolve to reduce the guest fee for the next member-guest tournament from $ 55 to $ 16, the member rate.

Director Jon Pearlstone explained that the concept of the tournament was to welcome golfers of all abilities to play the course and experience the village community at low cost.

Unlike the Memorial Tournament, Silver Seniors Home Games and other fundraising events hosted by the 18-Hole Men’s Golf Club, the purpose of the Guest Member Tournament is not to raise funds, Pearlstone added. .

“The idea is that if the money comes in – which it does – it’s a bonus,” he said.

The reduced fees have been the norm for the member-guest tournament for the past five years, without review by the board, said Brian Gruner, director of recreation and special events.

Despite this, a staff report estimated a loss of revenue of $ 2,808 for the day of the tournament.

Director Maggie Blackwell opposed the fee cut, calling it “unwarranted and unnecessary” at a critical time in the budget.

Blackwell said there was insufficient evidence of need – no precedent that would show lower participation if standard rates applied – while pointing to other local tournament rates that are comparatively competitive. or higher.

“It charges residents for something that doesn’t require a reduction in fees,” Blackwell said.

The board failed the resolution with two directors in favor and seven against.

Golf locker storage fee

GRF passed a resolution that would increase the fees for certain rental services.

According to a report from VMS staff, the Community Activities Committee identified four areas that make side-by-side ‘weak’ market comparisons: facility lockers, golf driving range, caterers serving the club / organization and private parties for residents in GRF facilities and storage. areas.

Lockers in the pool rooms at Clubhouse 1 and the Performing Arts Center, the community center table tennis room, the jewelry room at Clubhouse 4, and the outdoor lockers at Clubhouse 4 would cost $ 25 to rent annually at the suggested rate.

Rental rates for a quarter, small, and large bucket of golf balls would double from $ 1, $ 2, and $ 3 to $ 2, $ 4, and $ 6.

Catering costs for the plates would double from $ 1 to $ 2.

The resolution would also start billing annual fees for storage areas in 2022, starting at $ 25 for a small area, $ 50 for a mid-sized area and $ 100 for spaces measured at five by five feet and above, according to a staff report.

Based on 2019 data, staff are forecasting additional income of $ 108,250 with the proposed changes, according to a staff report.

The board of directors unanimously adopted the resolution. He must now meet a 28 day notification requirement for member review.

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Weekend events in Carson City include an auto revival show, outdoor concert, cornhole tournament and more Carson City Nevada News https://ottf.org/weekend-events-in-carson-city-include-an-auto-revival-show-outdoor-concert-cornhole-tournament-and-more-carson-city-nevada-news/ https://ottf.org/weekend-events-in-carson-city-include-an-auto-revival-show-outdoor-concert-cornhole-tournament-and-more-carson-city-nevada-news/#respond Thu, 08 Jul 2021 21:03:48 +0000 https://ottf.org/weekend-events-in-carson-city-include-an-auto-revival-show-outdoor-concert-cornhole-tournament-and-more-carson-city-nevada-news/ Event date: Repeats every day until Sun 11 Jul 2021. July 9, 2021 (All day) July 10, 2021 (All day) July 11, 2021 (All day) As the summer season is in full swing and daily temperatures soar to triple digits, Carson City’s weekend social calendar fills with live music and community events. The Carson City […]]]>

Event date:

Repeats every day until Sun 11 Jul 2021.

July 9, 2021 (All day)

July 10, 2021 (All day)

July 11, 2021 (All day)

As the summer season is in full swing and daily temperatures soar to triple digits, Carson City’s weekend social calendar fills with live music and community events.

The Carson City Downtown Car Revival Show will take place on Saturday July 10 from 9 a.m. to 3 p.m. between Fifth and Robinson streets. The event is free, but the car registration fee will benefit Food For Thought and the Veterans Guest House. Go to Facebook event page here for more information.

A local favorite is back with the start of the Levitt AMP concert series on Saturday, July 10. Jelly Bread will lead the double performances starting at 7 pm, followed by Sal’s Greenhouse at 8:30 pm All concerts will take place in the BAC’s outdoor amphitheater and are free. A full list of this summer’s artists can be found here.

The Summer 2021 Downtown Throw Down Cornhole Tournament kicks off Saturday, July 10 from 9:30 am to 4:30 pm Presented by the Downtown Business Association and the Northern Nevada Cornhole, matches will be played at Telegraph Square. Go to the story here for more information and to register your team.

The Carson City Farmers’ Market returns for another Saturday to its temporary location east of Carson Nugget in the parking lot at 412 N. Stewart Street from 8:30 a.m. to 1 p.m. More information can be found here.

The Carson City Ghost Walk returns for its final event of July on Saturday, July 10 at 7 p.m. ET. The walking tour of historic downtown and the west side of Carson City costs $ 15 in advance and $ 20 at the door. For more information and to purchase tickets, visit the Facebook event page here.

The Carson City Symphony Association’s “Strings in the Summer 2021” program will present an informal performance at Carson Mall on Friday, July 9 at 10 am. For more information on the event, visit Carson City Symphony’s website.

The Living the Good Life nightclub, bistro and lounge will feature live music from the Trippin ‘King Snakes on Friday, July 9 from 6 p.m. to 10 p.m. in their outdoor room. Saturday night Greg Austin will be inside from 7:30 pm to 11:30 pm For table reservations before 5 pm, text 775-720-5834 and after 5 pm to 775-841-4663.

The Bank Saloon will feature live music from Brian Lester on Friday July 9 and Craig Fletcher on Saturday July 10 6.30 p.m. to 9.30 p.m. Both events are free and open to the public.

Bella Vita Bistro will host live music from Kirk Reba Duo on Friday July 9 5 p.m. to 8 p.m. at their location inside Carson Mall. Reservations are advised, call 775-515-4300 to reserve your spot.

For more live music this week around Carson City, check out the Carson Now story here.

The Brewery Arts Center hosts its weekly Art in the Afternoon (for kids) event on Fridays from 2:30 p.m. to 4:30 p.m. at its location on King Street. The BAC will partner with the Carson Valley Mobile Art Center to integrate different projects during this free event. More information can be found on the Facebook event page here.

The family summer movie series continues at Mills Park this Friday, July 9 with a screening of “What About Bob”. Presented by the Carson City Cinema Club, the film will premiere at 8 p.m. and is free. Go to Facebook event page here for more information.

The Carson Canyon Railbike Experience at V&T Railroad will offer its weekly tours from Wednesday to Sunday. Morning tours are available at 8:30 am and 10:30 am and in the afternoon at 12:30 pm and 2:30 pm For more information and ticketing, visit their website here.

Battle Born Ammunitions and Firearms is hosting a Women-Only CCW (Concealed Carrying Weapon) course on Saturday, July 10 from 8 a.m. to 5:30 p.m. at their location on Highway 50 East. You will find more information and registration on the Facebook event page here.

The Carson City Follies will present “Comedy Thru the Ages” on Saturday, July 10 at 2 p.m. and 7 p.m. at the Carson City Senior Center. The shows are free and open to the public. More information can be found on the Facebook event page here.

The American Century Championship golf tournament returns this weekend at the legendary Edgewood Tahoe South course. The first rounds are scheduled to start on Friday July 9 at 8 a.m. and end on Sunday July 11. Celebrity couples will include Stephen Curry, Charles Barkley, Aaron Rodgers and Olympic tennis star Mardy Fish. More information and pairings can be found on the website here.

Did we miss something? Let us know in the comments.

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Postal bank could provide free accounts to 21 million people in the United States without access to a credit union or community bank https://ottf.org/postal-bank-could-provide-free-accounts-to-21-million-people-in-the-united-states-without-access-to-a-credit-union-or-community-bank/ https://ottf.org/postal-bank-could-provide-free-accounts-to-21-million-people-in-the-united-states-without-access-to-a-credit-union-or-community-bank/#respond Thu, 08 Jul 2021 18:57:28 +0000 https://ottf.org/postal-bank-could-provide-free-accounts-to-21-million-people-in-the-united-states-without-access-to-a-credit-union-or-community-bank/ This article is republished from The conversation under a Creative Commons license. Read the original article here. The big idea About a quarter of census tracts with a post office do not have a community bank or credit union branch, suggesting that postal banking could provide a financial lifeline to the economy. millions of Americans […]]]>

This article is republished from The conversation under a Creative Commons license. Read the original article here.


The big idea

About a quarter of census tracts with a post office do not have a community bank or credit union branch, suggesting that postal banking could provide a financial lifeline to the economy. millions of Americans without a bank account, according to our new search

To reach this conclusion, we analyzed national data on post office retail outlets and bank branches and credit unions, as well as other demographic details in these regions. We wanted to understand the prevalence of US Postal Service locations in areas underserved by banks and credit unions.

Our research examined data from U.S. census tracts, which are districts created by the US Census Bureau to geographically represent a neighborhood. The country has 73,057 plots which vary in square kilometers but have a standardized average population of around 4000 inhabitants.

We found that 69% of census tracts that have a post office do not have a community bank – defined as having less than $ 10 billion in assets – while 75% do not have a cooperative branch. credit. And 24% have neither, affecting nearly 21 million people.

Results varied considerably from state to state. For example, in Arizona, 44% of areas with a post office do not have a credit union or community bank, while in Nebraska the figure is only 4%. And we have found that members of minority groups tend to be disproportionately located in areas without banks but with a post office.

Why is this important

In 2019, approximately 7.1 million Americans did not have a bank account and another 24.2 million are considered ‘underbanked’, which means they use other more expensive services like payday lenders and stores that cash checks for a fee to meet their financial needs.

The lack of affordable banking services creates real difficulties that disproportionately hurt low-income Americans and communities of color. Without a bank account, people pay higher fees and interest rates, have more difficulty building a credit history, and are less able to obtain mortgages and other types of loans. And during the pandemic, when tens of millions of people in the United States lost their jobs and struggled to feed their families, they had to wait longer to receive government assistance for which they were eligible.

Some legislators push the Federal Reserve help solve these problems by partnering with credit unions, small community banks and even the US Postal Service provide free bank accounts to low-income people.

Our research shows that the post office may be better placed than community banks or credit unions to expand access to financial services.

The United States had a postal banking system, which ran in various forms from 1910 to 1967, when industry pressure persuaded the federal government to end it. Elsewhere in the world, such as the UK and France, postal banking remains popular and serves around 1.5 billion people.

What is not yet known

We still do not know some details about postal banking services, such as how the targeted communities would benefit from them. However, policy makers, advocacy groups and unions called on Congress to allocate $ 6 million to a postal banking pilot program to assess questions like this.

And after

Next, we’ll look at how postal banking compares to other options for expanding access to financial services, such as online and mobile banking.

In states with some of the worst in the country high-speed Internet use rate, online banking is largely unavailable and therefore not an option for many residents. We will use data to determine whether the post office offers comparative advantages over online banking.
The conversation

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The 15 Best Beach Hotels in California in 2021 https://ottf.org/the-15-best-beach-hotels-in-california-in-2021/ https://ottf.org/the-15-best-beach-hotels-in-california-in-2021/#respond Mon, 28 Jun 2021 19:59:46 +0000 https://ottf.org/the-15-best-beach-hotels-in-california-in-2021/ Fairmont Miramar Hotel & Bungalows in Santa Monica The Fairmont Miramar is located across from Santa Monica Beach. Booking.com Book Fairmont Miramar Hotel & Bungalows Category: Luxury Location: Santa Monica, Los Angeles Typical start / peak prices: $ 374 / $ 536 Best for: Families, business travelers, groups of friends, travelers with pets Amenities on […]]]>

Fairmont Miramar Hotel & Bungalows in Santa Monica

The Fairmont Miramar is located across from Santa Monica Beach.

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Book Fairmont Miramar Hotel & Bungalows

Set on five acres on the bluffs overlooking the Pacific Ocean in Santa Monica, the Fairmont Miramar celebrates its centennial in 2021. It was originally the private estate of Santa Monica founder Senator John P. Jones.

With lush surroundings and views in all directions, this property is ideal for travelers who want a beach getaway coupled with the delights of a city. We have been many times and find something new to love with each stay.

Here, beach butlers seat visitors on the beach and can organize cocktails or lunches, in addition to paddleboards, bodyboards, and bicycles. Or, guests can just splash around in the large swimming pool or take a stroll in the gardens.

The hotel offers 280 spacious rooms, some with views of the Pacific Ocean, and 31 individually designed bungalows. Expect great luxury with Keurig coffeemakers, a stocked mini-bar, and a generous-sized bathroom with marble, plush bathrobes, and Le Labo toiletries.

The destination restaurant FIG Restaurant offers ultra-seasonal, locally sourced farm-to-table cuisine and now also has an Airstream serving beach food from a refurbished 1986 classic trailer located next to the celebrity favorite club and lounge, The Bungalow. And Georgina’s is a new beachfront bar, slated to open in September 2021.

COVID-19 procedures are available here.

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